Why Does FEMA Think I Owe Them Monday: FEMA Recoupment
Abstract
This brochure explains why FEMA may say you owe money after a disaster . FEMA reviews payments and may claim you were overpaid for reasons like insurance coverage, duplicate benefits, or missing information . If this happens, you will get a Notice of Debt letter. You have 60 days to appeal in writing and send proof . If you cannot pay, you may ask for a payment plan, waiver, or other help .